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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,516 | $43,730-89.7% | $121,220-96.3% | $64,173-93.0% |
| Participation rate | 33.3% | 58.3%-25.0pp | 71.8%-38.4pp | 69.6%-36.2pp |
| Annual return | 0.00% | 68.94%-68.9pp | 16.94%-16.9pp | 7.63%-7.6pp |
| Employer contribution / active EE | $828 | $1,297-36.2% | $4,023-79.4% | $2,381-65.2% |
| Participant deferral / active EE | $1,531 | $2,281-32.9% | $3,345-54.2% | $3,470-55.9% |
| Admin fee / account holder | $291 | $3,502-91.7% | $5,021-94.2% | $4,887-94.0% |