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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,458 | $138,078-54.8% | $125,363-50.2% | $134,509-53.6% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -16.76% | 750.49%-767.2pp | 572.15%-588.9pp | 418.13%-434.9pp |
| Employer contribution / active EE | $6,096 | $5,245+16.2% | $4,815+26.6% | $4,741+28.6% |
| Participant deferral / active EE | $9,285 | $7,800+19.0% | $7,447+24.7% | $6,400+45.1% |
| Admin fee / account holder | $18,433 | $11,566+59.4% | $10,005+84.2% | $11,427+61.3% |