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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,210 | $165,381-62.4% | $149,730-58.5% | $158,966-60.9% |
| Participation rate | 69.2% | 84.6%-15.3pp | 82.5%-13.3pp | 82.0%-12.7pp |
| Annual return | 10.15% | 348.29%-338.1pp | 276.70%-266.6pp | 302.95%-292.8pp |
| Employer contribution / active EE | $4,688 | $5,104-8.2% | $4,645+0.9% | $4,762-1.6% |
| Participant deferral / active EE | $10,140 | $7,182+41.2% | $6,843+48.2% | $5,983+69.5% |
| Admin fee / account holder | $22,047 | $10,809+104.0% | $9,310+136.8% | $11,250+96.0% |