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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,535 | $157,276-58.3% | $141,177-53.6% | $152,885-57.1% |
| Participation rate | 64.3% | 84.8%-20.5pp | 82.5%-18.2pp | 82.5%-18.2pp |
| Annual return | 20.81% | 64.33%-43.5pp | 71.40%-50.6pp | 345.39%-324.6pp |
| Employer contribution / active EE | $3,050 | $5,262-42.0% | $4,736-35.6% | $4,763-36.0% |
| Participant deferral / active EE | $8,074 | $7,110+13.6% | $6,710+20.3% | $5,851+38.0% |
| Admin fee / account holder | $7,938 | $12,123-34.5% | $10,263-22.7% | $11,598-31.6% |