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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,092 | $150,447-72.7% | $136,298-69.9% | $147,586-72.2% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 0.91% | 1049.15%-1048.2pp | 5156.27%-5155.4pp | 578.59%-577.7pp |
| Employer contribution / active EE | $11,903 | $5,256+126.4% | $4,696+153.5% | $4,876+144.1% |
| Participant deferral / active EE | $6,674 | $6,631+0.6% | $6,247+6.8% | $5,439+22.7% |
| Admin fee / account holder | $333 | $10,906-96.9% | $9,244-96.4% | $10,886-96.9% |