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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,204 | $138,114+5.1% | $125,391+15.8% | $134,545+7.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -1.13% | 750.88%-752.0pp | 572.41%-573.5pp | 418.37%-419.5pp |
| Employer contribution / active EE | $14,682 | $5,246+179.9% | $4,816+204.9% | $4,742+209.6% |
| Participant deferral / active EE | $7,053 | $7,801-9.6% | $7,448-5.3% | $6,401+10.2% |
| Admin fee / account holder | $5,759 | $11,570-50.2% | $10,009-42.5% | $11,431-49.6% |