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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,832 | $157,304-52.4% | $141,197-47.0% | $152,909-51.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 0.90% | 64.34%-63.4pp | 71.41%-70.5pp | 345.46%-344.6pp |
| Employer contribution / active EE | $12,765 | $5,263+142.6% | $4,736+169.5% | $4,764+167.9% |
| Participant deferral / active EE | $6,145 | $7,111-13.6% | $6,710-8.4% | $5,851+5.0% |
| Admin fee / account holder | $879 | $12,126-92.8% | $10,265-91.4% | $11,601-92.4% |