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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,999 | $55,470-27.9% | $155,556-74.3% | $74,478-46.3% |
| Participation rate | 23.6% | 61.9%-38.3pp | 78.2%-54.6pp | 67.2%-43.6pp |
| Annual return | 53.27% | 269.80%-216.5pp | 64.84%-11.6pp | 1370.56%-1317.3pp |
| Employer contribution / active EE | $634 | $2,267-72.0% | $4,675-86.4% | $2,626-75.8% |
| Participant deferral / active EE | $1,307 | $2,838-53.9% | $5,631-76.8% | $4,350-69.9% |
| Admin fee / account holder | $191 | $1,744-89.0% | $15,885-98.8% | $1,946-90.2% |