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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,999 | $55,446-27.9% | $155,574-74.3% | $74,429-46.3% |
| Participation rate | 23.6% | 61.9%-38.3pp | 78.2%-54.6pp | 67.2%-43.6pp |
| Annual return | 53.27% | 269.20%-215.9pp | 64.87%-11.6pp | 1368.38%-1315.1pp |
| Employer contribution / active EE | $634 | $2,266-72.0% | $4,676-86.4% | $2,625-75.8% |
| Participant deferral / active EE | $1,307 | $2,836-53.9% | $5,629-76.8% | $4,348-69.9% |
| Admin fee / account holder | $191 | $1,743-89.0% | $15,914-98.8% | $1,944-90.2% |