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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,984 | $61,338-56.0% | $149,717-82.0% | $71,495-62.3% |
| Participation rate | 17.7% | 62.5%-44.8pp | 78.8%-61.1pp | 67.9%-50.2pp |
| Annual return | 16.00% | 35.86%-19.9pp | 134.41%-118.4pp | 28.85%-12.8pp |
| Employer contribution / active EE | $432 | $2,381-81.9% | $4,820-91.0% | $2,589-83.3% |
| Participant deferral / active EE | $855 | $2,919-70.7% | $5,682-85.0% | $4,291-80.1% |
| Admin fee / account holder | $47 | $1,263-96.3% | $13,213-99.6% | $1,588-97.0% |