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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,254 | $174,018-95.3% | $136,833-94.0% | $198,609-95.8% |
| Participation rate | 100.0% | 65.1%+34.9pp | 59.0%+41.0pp | 82.4%+17.6pp |
| Annual return | 28.39% | 35.16%-6.8pp | 35.32%-6.9pp | 202.70%-174.3pp |
| Employer contribution / active EE | $2,558 | $1,571+62.8% | $1,319+94.0% | $5,055-49.4% |
| Participant deferral / active EE | $3,873 | $2,873+34.8% | $2,441+58.7% | $6,977-44.5% |
| Admin fee / account holder | $403 | $5,434-92.6% | $4,706-91.4% | $19,030-97.9% |