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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,391 | $108,212-95.0% | $77,513-93.0% | $158,966-96.6% |
| Participation rate | 85.7% | 64.4%+21.3pp | 54.2%+31.5pp | 82.0%+3.8pp |
| Annual return | 29.92% | 31.67%-1.8pp | 54.81%-24.9pp | 302.95%-273.0pp |
| Employer contribution / active EE | $1,956 | $1,325+47.6% | $987+98.3% | $4,762-58.9% |
| Participant deferral / active EE | $6,909 | $2,455+181.4% | $1,861+271.2% | $5,983+15.5% |
| Admin fee / account holder | $728 | $3,709-80.4% | $2,859-74.5% | $11,250-93.5% |