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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,597 | $176,077-80.4% | $159,455-78.3% | $167,518-79.3% |
| Participation rate | 85.7% | 84.9%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 15.13% | 331.83%-316.7pp | 263.63%-248.5pp | 478.71%-463.6pp |
| Employer contribution / active EE | $2,225 | $5,298-58.0% | $4,830-53.9% | $4,838-54.0% |
| Participant deferral / active EE | $4,583 | $7,751-40.9% | $7,353-37.7% | $6,342-27.7% |
| Admin fee / account holder | $1,527 | $12,556-87.8% | $10,800-85.9% | $12,312-87.6% |