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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,457 | $160,040-51.0% | $147,096-46.7% | $145,877-46.2% |
| Participation rate | 76.9% | 84.0%-7.1pp | 82.2%-5.3pp | 80.3%-3.4pp |
| Annual return | 12.56% | 98.49%-85.9pp | 419.75%-407.2pp | 551.28%-538.7pp |
| Employer contribution / active EE | $3,183 | $5,289-39.8% | $4,936-35.5% | $4,663-31.7% |
| Participant deferral / active EE | $6,033 | $8,429-28.4% | $8,071-25.3% | $6,691-9.8% |
| Admin fee / account holder | $3,337 | $15,050-77.8% | $13,005-74.3% | $13,402-75.1% |