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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,467 | $150,447-81.1% | $136,298-79.1% | $147,586-80.7% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 18.98% | 1049.15%-1030.2pp | 5156.27%-5137.3pp | 578.59%-559.6pp |
| Employer contribution / active EE | $1,657 | $5,256-68.5% | $4,696-64.7% | $4,876-66.0% |
| Participant deferral / active EE | $3,518 | $6,631-46.9% | $6,247-43.7% | $5,439-35.3% |
| Admin fee / account holder | $491 | $10,906-95.5% | $9,244-94.7% | $10,886-95.5% |