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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,177 | $213,785-34.0% | $185,441-23.9% | $155,188-9.0% |
| Participation rate | 94.4% | 83.2%+11.2pp | 80.3%+14.2pp | 80.8%+13.6pp |
| Annual return | 18.87% | 19.97%-1.1pp | 20.16%-1.3pp | 148.84%-130.0pp |
| Employer contribution / active EE | $3,165 | $5,393-41.3% | $4,672-32.3% | $4,248-25.5% |
| Participant deferral / active EE | $10,443 | $6,864+52.1% | $6,152+69.8% | $6,531+59.9% |
| Admin fee / account holder | $1,775 | $21,134-91.6% | $17,890-90.1% | $14,480-87.7% |