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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,177 | $178,174-20.8% | $156,181-9.6% | $137,256+2.9% |
| Participation rate | 94.4% | 82.0%+12.4pp | 78.8%+15.6pp | 80.0%+14.5pp |
| Annual return | 18.87% | 84.19%-65.3pp | 64.87%-46.0pp | 220.34%-201.5pp |
| Employer contribution / active EE | $3,165 | $4,972-36.3% | $4,294-26.3% | $4,156-23.8% |
| Participant deferral / active EE | $10,443 | $6,888+51.6% | $6,132+70.3% | $6,407+63.0% |
| Admin fee / account holder | $1,775 | $17,404-89.8% | $14,586-87.8% | $12,270-85.5% |