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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,211 | $176,794-52.9% | $146,647-43.3% | $167,553-50.3% |
| Participation rate | 84.2% | 83.6%+0.6pp | 80.1%+4.1pp | 82.1%+2.1pp |
| Annual return | 13.37% | 24.04%-10.7pp | 22.75%-9.4pp | 478.89%-465.5pp |
| Employer contribution / active EE | $2,581 | $5,161-50.0% | $4,137-37.6% | $4,840-46.7% |
| Participant deferral / active EE | $7,615 | $6,440+18.2% | $5,506+38.3% | $6,343+20.1% |
| Admin fee / account holder | $3,397 | $13,262-74.4% | $10,281-67.0% | $12,316-72.4% |