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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,436 | $142,358-45.6% | $119,615-35.3% | $134,493-42.4% |
| Participation rate | 84.2% | 82.8%+1.4pp | 79.3%+4.9pp | 81.2%+3.0pp |
| Annual return | -19.66% | -12.46%-7.2pp | -14.98%-4.7pp | 418.01%-437.7pp |
| Employer contribution / active EE | $2,713 | $5,223-48.1% | $4,232-35.9% | $4,740-42.8% |
| Participant deferral / active EE | $7,793 | $6,470+20.4% | $5,602+39.1% | $6,400+21.8% |
| Admin fee / account holder | $5,463 | $13,585-59.8% | $10,324-47.1% | $11,425-52.2% |