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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,495 | $210,991-34.4% | $153,741-9.9% | $145,897-5.1% |
| Participation rate | 88.9% | 82.1%+6.8pp | 77.1%+11.8pp | 80.3%+8.6pp |
| Annual return | 14.30% | 13.46%+0.8pp | 15.71%-1.4pp | 552.29%-538.0pp |
| Employer contribution / active EE | $20,336 | $6,057+235.7% | $5,042+303.4% | $4,663+336.1% |
| Participant deferral / active EE | $16,909 | $7,979+111.9% | $6,757+150.3% | $6,689+152.8% |
| Admin fee / account holder | $1,787 | $19,490-90.8% | $12,749-86.0% | $13,390-86.7% |