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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,457 | $239,571-31.8% | $183,328-10.8% | $137,256+19.1% |
| Participation rate | 60.0% | 82.4%-22.4pp | 77.3%-17.3pp | 80.0%-20.0pp |
| Annual return | 16.90% | 35.69%-18.8pp | 29.67%-12.8pp | 220.34%-203.4pp |
| Employer contribution / active EE | $23,026 | $6,148+274.6% | $5,055+355.5% | $4,156+454.0% |
| Participant deferral / active EE | $10,529 | $7,995+31.7% | $6,795+54.9% | $6,407+64.3% |
| Admin fee / account holder | $59,923 | $30,059+99.4% | $21,427+179.7% | $12,270+388.4% |