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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,495 | $210,510-34.2% | $153,500-9.8% | $145,877-5.1% |
| Participation rate | 88.9% | 82.1%+6.8pp | 77.1%+11.8pp | 80.3%+8.6pp |
| Annual return | 14.30% | 13.45%+0.8pp | 15.70%-1.4pp | 551.28%-537.0pp |
| Employer contribution / active EE | $20,336 | $6,052+236.0% | $5,039+303.5% | $4,663+336.1% |
| Participant deferral / active EE | $16,909 | $7,974+112.1% | $6,756+150.3% | $6,691+152.7% |
| Admin fee / account holder | $1,787 | $19,455-90.8% | $12,736-86.0% | $13,402-86.7% |