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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,262 | $171,272-85.8% | $127,803-81.0% | $152,897-84.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.0%+21.0pp | 82.5%+17.5pp |
| Annual return | 0.00% | 23.54%-23.5pp | 26.14%-26.1pp | 345.43%-345.4pp |
| Employer contribution / active EE | $22,198 | $5,451+307.2% | $4,576+385.1% | $4,764+366.0% |
| Participant deferral / active EE | $2,766 | $7,043-60.7% | $6,023-54.1% | $5,851-52.7% |
| Admin fee / account holder | $1,214 | $14,540-91.7% | $9,399-87.1% | $11,599-89.5% |