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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,947 | $106,008-92.5% | $92,240-91.4% | $147,586-94.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 14.58% | 50.05%-35.5pp | 176.29%-161.7pp | 578.59%-564.0pp |
| Employer contribution / active EE | $613 | $4,333-85.8% | $3,680-83.3% | $4,876-87.4% |
| Participant deferral / active EE | $1,771 | $4,478-60.5% | $3,897-54.6% | $5,439-67.4% |
| Admin fee / account holder | $399 | $6,333-93.7% | $5,194-92.3% | $10,886-96.3% |