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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,583 | $107,368-88.3% | $92,915-86.5% | $152,909-91.8% |
| Participation rate | 83.3% | 79.8%+3.5pp | 76.0%+7.3pp | 82.5%+0.9pp |
| Annual return | 16.77% | 145.64%-128.9pp | 109.45%-92.7pp | 345.46%-328.7pp |
| Employer contribution / active EE | $866 | $4,222-79.5% | $3,653-76.3% | $4,764-81.8% |
| Participant deferral / active EE | $2,436 | $4,848-49.8% | $4,238-42.5% | $5,851-58.4% |
| Admin fee / account holder | $851 | $7,082-88.0% | $5,796-85.3% | $11,601-92.7% |