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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,920 | $97,732-92.9% | $83,831-91.7% | $135,380-94.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -9.42% | 1287.56%-1297.0pp | 850.99%-860.4pp | 519.81%-529.2pp |
| Employer contribution / active EE | $1,522 | $4,222-64.0% | $3,631-58.1% | $4,779-68.2% |
| Participant deferral / active EE | $1,856 | $4,683-60.4% | $4,082-54.5% | $5,609-66.9% |
| Admin fee / account holder | $1,327 | $6,675-80.1% | $5,479-75.8% | $10,828-87.7% |