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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,111 | $201,370-14.0% | $184,256-6.0% | $145,897+18.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.04% | 29.05%-16.0pp | 28.85%-15.8pp | 552.29%-539.2pp |
| Employer contribution / active EE | $8,091 | $7,024+15.2% | $6,427+25.9% | $4,663+73.5% |
| Participant deferral / active EE | $12,387 | $9,808+26.3% | $9,133+35.6% | $6,689+85.2% |
| Admin fee / account holder | $1,391 | $16,364-91.5% | $13,899-90.0% | $13,390-89.6% |