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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,079 | $209,336+4.2% | $197,124+10.6% | $137,256+58.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 20.72% | 48.09%-27.4pp | 44.34%-23.6pp | 220.34%-199.6pp |
| Employer contribution / active EE | $9,343 | $6,591+41.8% | $6,227+50.0% | $4,156+124.8% |
| Participant deferral / active EE | $13,775 | $9,614+43.3% | $9,135+50.8% | $6,407+115.0% |
| Admin fee / account holder | $15,711 | $17,308-9.2% | $16,298-3.6% | $12,270+28.0% |