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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,063 | $185,856-27.3% | $170,028-20.6% | $139,456-3.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 14.80% | 60.52%-45.7pp | 53.39%-38.6pp | 373.45%-358.7pp |
| Employer contribution / active EE | $8,436 | $7,593+11.1% | $6,788+24.3% | $4,753+77.5% |
| Participant deferral / active EE | $13,063 | $11,623+12.4% | $10,409+25.5% | $6,711+94.6% |
| Admin fee / account holder | $13,032 | $15,387-15.3% | $12,820+1.7% | $11,407+14.2% |