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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,644 | $98,766+58.6% | $149,730+4.6% | $79,852+96.2% |
| Participation rate | 70.6% | 75.8%-5.2pp | 82.5%-11.9pp | 69.6%+0.9pp |
| Annual return | 15.37% | 27.43%-12.1pp | 276.70%-261.3pp | 31.72%-16.3pp |
| Employer contribution / active EE | $987 | $3,217-69.3% | $4,645-78.8% | $2,471-60.1% |
| Participant deferral / active EE | $8,549 | $5,681+50.5% | $6,843+24.9% | $3,740+128.6% |
| Admin fee / account holder | $2,512 | $6,052-58.5% | $9,310-73.0% | $5,306-52.7% |