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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,665 | $77,816+12.7% | $123,552-29.0% | $64,173+36.6% |
| Participation rate | 73.5% | 74.7%-1.2pp | 82.3%-8.8pp | 69.6%+4.0pp |
| Annual return | -8.54% | 12.49%-21.0pp | 119.20%-127.7pp | 7.63%-16.2pp |
| Employer contribution / active EE | $1,003 | $3,014-66.7% | $4,628-78.3% | $2,381-57.9% |
| Participant deferral / active EE | $7,675 | $5,240+46.5% | $6,426+19.4% | $3,470+121.2% |
| Admin fee / account holder | $521 | $5,519-90.6% | $9,285-94.4% | $4,887-89.3% |