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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,351 | $85,766+10.0% | $136,298-30.8% | $70,126+34.5% |
| Participation rate | 63.6% | 74.2%-10.5pp | 81.9%-18.3pp | 69.5%-5.9pp |
| Annual return | 35.09% | 31.46%+3.6pp | 5156.27%-5121.2pp | 73.15%-38.1pp |
| Employer contribution / active EE | $744 | $2,966-74.9% | $4,696-84.2% | $2,343-68.2% |
| Participant deferral / active EE | $5,763 | $5,051+14.1% | $6,247-7.7% | $3,332+73.0% |
| Admin fee / account holder | $6,690 | $5,421+23.4% | $9,244-27.6% | $4,645+44.0% |