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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,504 | $111,535-59.2% | $105,223-56.8% | $137,256-66.8% |
| Participation rate | 71.4% | 78.1%-6.7pp | 75.0%-3.6pp | 80.0%-8.5pp |
| Annual return | 13.94% | 237.85%-223.9pp | 180.65%-166.7pp | 220.34%-206.4pp |
| Employer contribution / active EE | $2,091 | $3,939-46.9% | $3,689-43.3% | $4,156-49.7% |
| Participant deferral / active EE | $6,558 | $5,500+19.2% | $5,072+29.3% | $6,407+2.4% |
| Admin fee / account holder | $3,551 | $9,721-63.5% | $8,859-59.9% | $12,270-71.1% |