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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,504 | $114,119-60.1% | $107,187-57.5% | $138,895-67.2% |
| Participation rate | 71.4% | 78.1%-6.6pp | 75.0%-3.6pp | 79.9%-8.5pp |
| Annual return | 13.94% | 273.21%-259.3pp | 204.55%-190.6pp | 145.39%-131.5pp |
| Employer contribution / active EE | $2,091 | $4,059-48.5% | $3,782-44.7% | $4,194-50.2% |
| Participant deferral / active EE | $6,558 | $5,538+18.4% | $5,096+28.7% | $6,396+2.5% |
| Admin fee / account holder | $3,551 | $10,024-64.6% | $9,162-61.2% | $12,562-71.7% |