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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,428 | $100,911-88.7% | $90,440-87.4% | $158,966-92.8% |
| Participation rate | 80.0% | 75.0%+5.0pp | 72.7%+7.3pp | 82.0%-2.0pp |
| Annual return | 9.76% | 1726.62%-1716.9pp | 1294.38%-1284.6pp | 302.95%-293.2pp |
| Employer contribution / active EE | $1,492 | $3,690-59.6% | $3,263-54.3% | $4,762-68.7% |
| Participant deferral / active EE | $1,845 | $4,348-57.6% | $3,964-53.5% | $5,983-69.2% |
| Admin fee / account holder | $3,205 | $6,507-50.7% | $5,615-42.9% | $11,250-71.5% |