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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930 | Recordkeeping | $1,704 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,306 | $104,482-74.8% | $159,455-83.5% | $79,393-66.9% |
| Participation rate | 92.1% | 76.6%+15.4pp | 82.8%+9.2pp | 70.7%+21.4pp |
| Annual return | 29.15% | 67.96%-38.8pp | 263.63%-234.5pp | 116.87%-87.7pp |
| Employer contribution / active EE | $0 | $3,416-100.0% | $4,830-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $7,478 | $6,467+15.6% | $7,353+1.7% | $4,046+84.8% |
| Admin fee / account holder | $10 | $711-98.5% | $10,800-99.9% | $627-98.3% |