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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.2 years Service code 15 · EIN 23-1945930 | Recordkeeping | $2,650 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,868 | $84,493-71.8% | $125,381-81.0% | $66,938-64.3% |
| Participation rate | 87.8% | 76.4%+11.4pp | 82.4%+5.4pp | 69.8%+18.0pp |
| Annual return | -16.70% | -8.49%-8.2pp | 572.31%-589.0pp | 1.58%-18.3pp |
| Employer contribution / active EE | $0 | $3,554-100.0% | $4,815-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $9,879 | $6,783+45.6% | $7,448+32.6% | $4,238+133.1% |
| Admin fee / account holder | $15 | $685-97.8% | $10,007-99.8% | $594-97.4% |