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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,689 | $177,156-13.2% | $147,027+4.5% | $154,746-0.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 18.98% | 21.94%-3.0pp | 20.23%-1.3pp | 172.34%-153.4pp |
| Employer contribution / active EE | $21,472 | $4,336+395.1% | $3,626+492.2% | $4,379+390.3% |
| Participant deferral / active EE | $17,306 | $5,797+198.5% | $4,933+250.8% | $6,730+157.1% |
| Admin fee / account holder | $1,044 | $14,904-93.0% | $12,223-91.5% | $14,365-92.7% |