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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,171 | $141,004-36.8% | $112,273-20.6% | $139,466-36.1% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 27.22% | 32.75%-5.5pp | 30.23%-3.0pp | 373.66%-346.4pp |
| Employer contribution / active EE | $13,093 | $4,285+205.6% | $3,431+281.6% | $4,754+175.4% |
| Participant deferral / active EE | $14,249 | $5,878+142.4% | $4,800+196.9% | $6,712+112.3% |
| Admin fee / account holder | $540 | $9,959-94.6% | $7,752-93.0% | $11,409-95.3% |