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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,601 | $129,960-62.6% | $104,299-53.4% | $134,545-63.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -30.58% | 42.06%-72.6pp | 24.62%-55.2pp | 418.37%-448.9pp |
| Employer contribution / active EE | $12,220 | $4,186+191.9% | $3,373+262.3% | $4,742+157.7% |
| Participant deferral / active EE | $13,660 | $5,589+144.4% | $4,626+195.3% | $6,401+113.4% |
| Admin fee / account holder | $342 | $9,324-96.3% | $7,339-95.3% | $11,431-97.0% |