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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,874 | $150,346-14.3% | $120,524+6.9% | $145,877-11.7% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 11.87% | 154.40%-142.5pp | 107.36%-95.5pp | 551.28%-539.4pp |
| Employer contribution / active EE | $17,459 | $4,353+301.1% | $3,469+403.3% | $4,663+274.4% |
| Participant deferral / active EE | $15,262 | $6,172+147.3% | $4,994+205.6% | $6,691+128.1% |
| Admin fee / account holder | $4,521 | $12,215-63.0% | $9,440-52.1% | $13,402-66.3% |