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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,874 | $150,435-14.3% | $120,580+6.9% | $145,897-11.7% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 11.87% | 154.60%-142.7pp | 107.48%-95.6pp | 552.29%-540.4pp |
| Employer contribution / active EE | $17,459 | $4,352+301.2% | $3,469+403.3% | $4,663+274.5% |
| Participant deferral / active EE | $15,262 | $6,174+147.2% | $4,995+205.5% | $6,689+128.2% |
| Admin fee / account holder | $4,521 | $12,182-62.9% | $9,418-52.0% | $13,390-66.2% |