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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,082 | $165,351-65.5% | $149,710-61.9% | $158,931-64.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 21.74% | 348.19%-326.4pp | 276.63%-254.9pp | 302.86%-281.1pp |
| Employer contribution / active EE | $2,345 | $5,103-54.0% | $4,645-49.5% | $4,761-50.7% |
| Participant deferral / active EE | $4,207 | $7,181-41.4% | $6,842-38.5% | $5,982-29.7% |
| Admin fee / account holder | $1,258 | $10,807-88.4% | $9,309-86.5% | $11,247-88.8% |