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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,967 | $176,120-66.5% | $159,487-63.0% | $167,553-64.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.72% | 331.95%-315.2pp | 263.71%-247.0pp | 478.89%-462.2pp |
| Employer contribution / active EE | $1,613 | $5,299-69.6% | $4,831-66.6% | $4,840-66.7% |
| Participant deferral / active EE | $3,226 | $7,752-58.4% | $7,354-56.1% | $6,343-49.1% |
| Admin fee / account holder | $5,796 | $12,561-53.9% | $10,804-46.4% | $12,316-52.9% |