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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,697 | $127,387-75.9% | $115,038-73.3% | $125,389-75.5% |
| Participation rate | 62.5% | 84.2%-21.7pp | 81.4%-18.9pp | 83.2%-20.7pp |
| Annual return | 0.81% | 31.28%-30.5pp | 26.14%-25.3pp | 282.24%-281.4pp |
| Employer contribution / active EE | $2,067 | $5,166-60.0% | $4,608-55.1% | $4,866-57.5% |
| Participant deferral / active EE | $3,768 | $6,423-41.3% | $6,026-37.5% | $5,352-29.6% |
| Admin fee / account holder | $13,653 | $9,516+43.5% | $8,175+67.0% | $9,541+43.1% |