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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,894 | $198,457-75.9% | $170,435-71.9% | $147,586-67.5% |
| Participation rate | 65.2% | 88.0%-22.8pp | 83.6%-18.4pp | 82.8%-17.6pp |
| Annual return | 309.42% | 257.30%+52.1pp | 205.94%+103.5pp | 578.59%-269.2pp |
| Employer contribution / active EE | $4,032 | $6,183-34.8% | $5,432-25.8% | $4,876-17.3% |
| Participant deferral / active EE | $1,653 | $5,629-70.6% | $4,939-66.5% | $5,439-69.6% |
| Admin fee / account holder | $132 | $16,852-99.2% | $13,881-99.0% | $10,886-98.8% |