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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,289 | $85,171-56.2% | $172,753-78.4% | $72,976-48.9% |
| Participation rate | 92.0% | 70.1%+21.9pp | 82.6%+9.4pp | 69.5%+22.5pp |
| Annual return | 21.61% | 27.32%-5.7pp | 803.00%-781.4pp | 81.02%-59.4pp |
| Employer contribution / active EE | $6,434 | $3,324+93.6% | $5,144+25.1% | $2,440+163.7% |
| Participant deferral / active EE | $2,294 | $3,260-29.6% | $5,198-55.9% | $3,608-36.4% |
| Admin fee / account holder | $2,946 | $5,880-49.9% | $13,956-78.9% | $5,124-42.5% |