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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,869 | $175,259-57.9% | $149,723-50.7% | $139,487-47.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.33% | 166.82%-153.5pp | 134.50%-121.2pp | 373.84%-360.5pp |
| Employer contribution / active EE | $12,001 | $5,478+119.1% | $4,821+148.9% | $4,755+152.4% |
| Participant deferral / active EE | $9,346 | $6,522+43.3% | $5,682+64.5% | $6,713+39.2% |
| Admin fee / account holder | $1,318 | $16,158-91.8% | $13,215-90.0% | $11,407-88.4% |