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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,117 | $174,379+38.8% | $152,093+59.2% | $138,895+74.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 16.57% | 74.86%-58.3pp | 66.36%-49.8pp | 145.39%-128.8pp |
| Employer contribution / active EE | $2,439 | $4,652-47.6% | $4,175-41.6% | $4,194-41.8% |
| Participant deferral / active EE | $9,726 | $6,159+57.9% | $5,451+78.4% | $6,396+52.1% |
| Admin fee / account holder | $358 | $16,880-97.9% | $14,497-97.5% | $12,562-97.1% |