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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,914 | $198,457-51.2% | $170,435-43.1% | $147,586-34.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.59% | 257.30%-239.7pp | 205.94%-188.3pp | 578.59%-561.0pp |
| Employer contribution / active EE | $2,172 | $6,183-64.9% | $5,432-60.0% | $4,876-55.5% |
| Participant deferral / active EE | $5,916 | $5,629+5.1% | $4,939+19.8% | $5,439+8.8% |
| Admin fee / account holder | $466 | $16,852-97.2% | $13,881-96.6% | $10,886-95.7% |