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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,689 | $202,342-35.9% | $172,752-24.9% | $152,897-15.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.63% | 1029.83%-1008.2pp | 802.97%-781.3pp | 345.43%-323.8pp |
| Employer contribution / active EE | $2,067 | $5,858-64.7% | $5,144-59.8% | $4,764-56.6% |
| Participant deferral / active EE | $8,233 | $5,948+38.4% | $5,198+58.4% | $5,851+40.7% |
| Admin fee / account holder | $485 | $17,111-97.2% | $13,955-96.5% | $11,599-95.8% |