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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,647 | $154,228+181.8% | $145,433+198.9% | $137,256+216.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.95% | 74.59%-58.6pp | 66.58%-50.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $20,185 | $4,804+320.2% | $4,554+343.2% | $4,156+385.7% |
| Participant deferral / active EE | $15,431 | $8,216+87.8% | $7,897+95.4% | $6,407+140.9% |
| Admin fee / account holder | $2,118 | $14,344-85.2% | $13,129-83.9% | $12,270-82.7% |