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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,647 | $196,972+120.7% | $182,262+138.5% | $198,609+118.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.95% | 158.27%-142.3pp | 140.60%-124.6pp | 202.70%-186.7pp |
| Employer contribution / active EE | $20,185 | $5,364+276.3% | $5,046+300.0% | $5,055+299.3% |
| Participant deferral / active EE | $15,431 | $8,643+78.5% | $8,276+86.4% | $6,977+121.2% |
| Admin fee / account holder | $2,118 | $18,429-88.5% | $16,712-87.3% | $19,030-88.9% |