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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,069 | $157,296+69.8% | $141,191+89.2% | $152,897+74.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.74% | 64.34%-38.6pp | 71.41%-45.7pp | 345.43%-319.7pp |
| Employer contribution / active EE | $15,006 | $5,262+185.2% | $4,736+216.8% | $4,764+215.0% |
| Participant deferral / active EE | $10,175 | $7,111+43.1% | $6,710+51.6% | $5,851+73.9% |
| Admin fee / account holder | $729 | $12,125-94.0% | $10,264-92.9% | $11,599-93.7% |