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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,217 | $160,070-64.3% | $147,117-61.1% | $145,897-60.8% |
| Participation rate | 57.9% | 84.0%-26.1pp | 82.2%-24.3pp | 80.3%-22.4pp |
| Annual return | 20.86% | 98.69%-77.8pp | 420.54%-399.7pp | 552.29%-531.4pp |
| Employer contribution / active EE | $1,429 | $5,285-73.0% | $4,932-71.0% | $4,663-69.3% |
| Participant deferral / active EE | $3,367 | $8,419-60.0% | $8,065-58.2% | $6,689-49.7% |
| Admin fee / account holder | $9 | $15,035-99.9% | $12,993-99.9% | $13,390-99.9% |