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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,719 | $148,623-67.2% | $135,974-64.2% | $139,466-65.1% |
| Participation rate | 42.1% | 83.9%-41.8pp | 81.9%-39.8pp | 80.3%-38.2pp |
| Annual return | 27.06% | 79.30%-52.2pp | 68.30%-41.2pp | 373.66%-346.6pp |
| Employer contribution / active EE | $1,292 | $5,246-75.4% | $4,859-73.4% | $4,754-72.8% |
| Participant deferral / active EE | $3,263 | $8,103-59.7% | $7,760-58.0% | $6,712-51.4% |
| Admin fee / account holder | $245 | $12,406-98.0% | $10,767-97.7% | $11,409-97.9% |