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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,217 | $160,040-64.2% | $147,096-61.1% | $145,877-60.8% |
| Participation rate | 57.9% | 84.0%-26.1pp | 82.2%-24.3pp | 80.3%-22.4pp |
| Annual return | 20.86% | 98.49%-77.6pp | 419.75%-398.9pp | 551.28%-530.4pp |
| Employer contribution / active EE | $1,429 | $5,289-73.0% | $4,936-71.0% | $4,663-69.3% |
| Participant deferral / active EE | $3,367 | $8,429-60.1% | $8,071-58.3% | $6,691-49.7% |
| Admin fee / account holder | $9 | $15,050-99.9% | $13,005-99.9% | $13,402-99.9% |